By building your savings and living within your means, you’ve already taken an important step on the road to financial security. We’re here to illuminate that path by creating a disciplined financial and investment plan designed to help you meet your most important goals.
Financial planning can be a complex and even overwhelming process. Our process fosters clarity and transparency. As a fee-only firm, we are completely independent. We don't sell products and never receive commissions.
We’re committed to acting in your best interests by crafting a holistic financial plan and a low-cost, sustainable investment plan to achieve your goals. When you’re ready to begin brightening your financial future by working with us, our Resources page contains our client forms, policies and more.
Who We help
✔ Those within 10 years of retirement or have retired within the last five years
✔ Service oriented professional in healthcare, education, and non-profit
✔ Government contractors and NASA employees
✔ Those with inherited or inheriting assets
✔ People in transition such as new parents, widow(er), divorce, new job and relocation, or making major purchases (home buyers, 2nd
home/vacation home, etc)
✔ People with a good sense of humor
Scott D. Cole, CFP®, AIF®
A Certified Financial Planning™ Professional and Accredited Investment Fiduciary™. Scott is the founder and president of ColeFP.
Phylis Simmons RP®
Phylis has been with the firm for over a decade and serves as ColeFP’s office manager and Client Liaison. She is a Registered Paraplanner™ (RP®)
Ronnie Colvin, CFP®, AIF®
Ronnie is the advisor-in-residence at our Madison, AL office, which was established in 2017
Financial Planning is part art, part science. The art is in the personal relationships but the science is in the numbers and the processes. To make certain we do our best work for you, we follow a strictly defined process based on industry best practices.
1. Define Relationship and Engage Services
2. Gather Data and Create Financial Profile
3. Help set Goals and analyze financial resources
4. Strategize, Develop and Present financial plan recommendations
5. Assist in Implementation and Monitor progress